Bio

Vicki Fox

Office Manager/Bankruptcy Paralegal

Serving Lawrenceville & Atlanta

We are happy and fortunate to have a talented office manager/bankruptcy paralegal on our staff in Vicki Fox. Vicki has been in the legal field for 29 years. For the majority of her career, she focused in the area of bankruptcy law. Vicki worked in the offices of two Chapter 13 Trustees in Atlanta, GA before transitioning to a debtor law firm. In the Trustee’s Office, Vicki excelled in numerous positions that highlighted her abilities and skills including working as a paralegal for the Chapter 13 staff attorneys.

Before coming to our office, Vicki worked as a Chapter 13 paralegal for one of the largest bankruptcy firms in Atlanta. Vicki’s experience, knowledge, and skills make her a true asset to our firm. She competently handles all aspects of both Chapter 7 and Chapter 13 cases from the moment a client retains our offices through the discharge and closure of the case.

Vicki’s greatest joys in life include her children, her church, and her family. Vicki enjoys meeting new people and helping anyone in need to the best of her ability.

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FAQ

What is bankruptcy?

Bankruptcy is a protection under federal law that allows a person to reorganize outstanding debts. Under bankruptcy law, debtors who owe more money than they can afford can either eliminate some (or all) of their debts or work out a payment plan to pay a portion (or all) of their debts over time.
Will I lose my home or car if I file bankruptcy?

In many cases, you will be able to keep both your home and your car. You will be expected, however, to pay the non-exempt value to your creditors.
What is Chapter 7 Bankruptcy?

The chapter of the bankruptcy code that provides for what is known as “liquidation” or “clean slate”, Chapter 7, lets you discharge (wipe-out) most unsecured debts, such as credit card balances, medical bills, and even certain taxes. Some debts, such as child support, student loans, and recent taxes cannot be discharged through Chapter 7. Typically, people who file for Chapter 7 have no assets to protect and earn below the median income.
Will bankruptcy affect my credit?

If you are in a position to file bankruptcy, your credit may already be poor. Filing bankruptcy may not make things much worse, but you should know that the bankruptcy filing will be on your credit report for ten years. On the plus side, the filing of bankruptcy may put you in a better position to pay your current bills and begin to rebuild your credit. In many cases, people who have declared bankruptcy are in a better financial position and with stronger credit scores than those who are still stuck wondering how to pay their overwhelming debts.