Take Advantage of Bankruptcy’s Automatic Stay
Helping Clients in Lawrenceville & Atlanta
Automatic stay is the magic bullet of the bankruptcy code. Once you file bankruptcy—either Chapter 7 or Chapter 13—automatic stay prohibits all of your creditors from taking any action to collect debt from you. This means that creditors can’t call you on the phone, repossess your car, garnish your wages, levy your bank accounts, or file a lawsuit against you—and if a lawsuit is ongoing, it stops (this includes foreclosures).
When drowning in debt and being constantly harassed by creditors and collection agencies, you need to understand the options that Congress has provided you through bankruptcy solutions. These options bring you many benefits, the first of which is the automatic stay. Right away, your stress level is eliminated and you can concentrate on putting your financial house in order. At The Ballard Law Group, we have helped hundreds of clients reduce or erase runaway debt, save their homes from foreclosure as well as their cars from repossession, and stop the loss of income through wage garnishments by using appropriate bankruptcy options. Our firm is dedicated totally to this field of law which means we do nothing else but provide legal debt relief for our clients.
More About the Automatic Stay
Automatic stay continues in place while your bankruptcy case is pending (Chapter 7) or as long as you continue to make your plan payments (Chapter 13). If creditors take any action against you while you are under bankruptcy protection, the bankruptcy code allows you to file a motion against that creditor for violation of the automatic stay and to request an award of compensatory damages, punitive damages, and attorney fees from that creditor.
Take Control of Your Financial Condition
If you are being sued or harassed by creditors, now is the time to talk to a bankruptcy attorney in the Atlanta area about your options. As the premier bankruptcy firm in the region, The Ballard Law Group can evaluate your individual situation and advise you as to whether a Chapter 7 or Chapter 13 bankruptcy proceeding would be in your best interests. We urge you to take advantage of our free consultation to get started today.
Your first step in resolving your financial problem is to discuss it with a bankruptcy professional. We will get all the necessary information about your unique case so that we can ensure that bankruptcy is right for you. We offer convenient payment plans, same-day appointments, and 24/7 access.