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Reasons Why Your Bankruptcy Could Be Dismissed and How to Avoid Them

Posted by Cha'Ron Ballard on August 14, 2019

Reasons Why Your Bankruptcy Could Be Dismissed and How to Avoid Them

When facing a difficult financial situation or when overwhelmed by debt, bankruptcy can be a way to get you back on your feet and help you move toward a better financial future. This is accomplished in different ways, depending on what type of bankruptcy you choose to file, a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. With a Chapter 7 bankruptcy, many debts can be discharged completely. In a Chapter 13 bankruptcy, a 3-5 year repayment plan is established which can help alleviate immediate financial stress.

Both types of bankruptcy can bring about positive outcomes and help better your financial situation, which is why you want to avoid having your bankruptcy dismissed. A bankruptcy can be dismissed for a variety of reasons including:

  • Failing the Georgia means test—in order to file for a chapter 7 bankruptcy your disposable income must fall below a certain threshold, otherwise your case can be dismissed and you may have to file a chapter 13 bankruptcy instead.
  • Failing to disclose assets or failing to turn over property to your trustee—in a bankruptcy you must disclose all your assets, attempting to hide any asset can lead to dismissal. The same is true if you fail to turn over assets to your trustee when required to.
  • Failing to provide the proper documents—Bankruptcy can be complicated and failing to provide the proper documents could lead to your bankruptcy being dismissed. This is particularly the case when it comes to tax documents—a bankruptcy requires you to provide copies of your past tax returns.
  • Previously receiving a bankruptcy discharge—If you have filed for bankruptcy before and received a discharge, you are required to wait a specific amount of time before filing again (8 years for Chapter 7, and 4 years for Chapter 13). If you try to file again before the time has passed, your case will be dismissed.
  • Having a Creditor challenge your case—A Chapter 7 bankruptcy can be unsuccessful if creditors or your bankruptcy trustee claim you are not eligible to have the debt discharged.

Avoiding Atlanta Bankruptcy Dismissal

Bankruptcy can be a way to get your finances back on track and improve your financial future. With these positive results as a possible outcome, you don’t want to have your bankruptcy held up or dismissed because of a mistake. Bankruptcy can be complicated, so the best way to avoid dismissal is to speak with an experienced Georgia bankruptcy attorney who can guide you through the process.

The skilled Atlanta bankruptcy attorneys at The Ballard Law Group have years of experience helping clients obtain successful bankruptcy discharges—we can be by your side from the start to the finish of your bankruptcy to ensure you avoid a possible dismissal. We offer a free consultation to answer your questions and help you begin your path to a better financial future. Call us at 404-220-9906 to schedule your appointment today.

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Contact The Contact The Ballard Law Group for Debt Relief or Fill Out Our Questionnaire

We offer two convenient locations for appointments with our attorneys—Atlanta, GA and Lawrenceville, GA. Call us today at 404-220-9906 in Lawrenceville, GA or 404-220-9916 in Atlanta, GA or fill out the form and get started on the road to financial relief with a free initial consultation.

Our Locations

The Ballard Law Group

3664 Club Drive, Suite 203 A Lawrenceville, Georgia 30044

Phone: 404-220-9906

Fax: 404-220-9907

The Ballard Law Group

3355 Lenox Road, Suite 750
Atlanta, Georgia 30326

Phone: 404-220-9916

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